Serving Austin, Dallas, Houston, San Antonio, and communities across Texas. Finance the home and the improvements together with FHA 203(k), Homestyle®, VA renovation, and USDA renovation options.
Helping homebuyers, homeowners, and Realtors across Texas create value through renovation financing.
These city pages are built to answer local questions and help buyers, homeowners, and Realtors take action quickly.
The flagship local page for buyers and homeowners in Austin, Round Rock, Cedar Park, Georgetown, Buda, Kyle, and nearby areas.
For buyers and homeowners in Dallas and the broader DFW market who want to finance repairs, upgrades, or full renovations.
Explore renovation mortgage options for Houston-area homes needing repairs, modernization, or a full value-add transformation.
Homebuyers and owners in San Antonio can use renovation financing to rework older housing stock and create long-term equity.
A renovation loan allows you to finance the purchase or refinance of a property together with eligible improvement costs. That can be a smart option when a home needs repairs, updates, or a more customized layout.
Instead of paying out of pocket later or trying to coordinate multiple financing sources, the renovation can often be structured into one mortgage solution from the beginning.
A strong choice for primary residences and buyers who want low down payment flexibility with a renovation-focused mortgage structure.
A flexible conventional option for qualified borrowers seeking broad renovation potential and a competitive long-term structure.
For eligible veterans and military borrowers who want to use available benefits to buy or improve a home with renovation financing.
Available in eligible rural and semi-rural areas, including qualifying communities outside many major Texas metro cores.
Texas has a powerful mix of population growth, competitive metro markets, and a large supply of homes that need cosmetic updates or major repairs. That makes renovation financing especially relevant across the state.
Whether the goal is buying the right house in the right neighborhood, improving an existing home, or helping clients see more possibilities, renovation loans can create flexibility where standard financing alone may fall short.
This page gives the statewide overview. Your city page gives you the local strategy, examples, and conversion path.
Expand your options by considering homes with cosmetic or structural potential instead of only turnkey inventory.
Improve your current property instead of moving, especially when location is great but the home needs updates.
Turn outdated listings into real opportunities and help clients compete more strategically in tough markets.
Create equity through smart improvements and target homes that may offer stronger upside than fully renovated properties.
If you mainly want to access equity for upgrades or repairs, a digital HELOC may be a faster option than a full renovation mortgage.
Soft pull option available. This can be ideal for borrowers who want speed, simplicity, and a more streamlined path to home improvement funds.
Renovation loans can help buyers consider more homes, revive listings with flaws, and create flexibility when condition issues come up.
Learn how buyers in Austin can finance a home purchase and renovation together.
Explore renovation financing strategies for Dallas and the broader DFW market.
See how Houston-area buyers and owners can use FHA renovation financing.
Find renovation loan options built for older housing stock and value-add opportunities.