This Privacy Policy explains how information is collected, used, and disclosed when you visit TexasRenovationLoans.com (the “Site”), follow its links, or communicate with us about renovation financing.
For purposes of this Policy, “we,” “us,” and “our” refer to Matthew Brown, Sr. Loan Originator / Mortgage Broker (NMLS #1254520), offering mortgage origination services through Globe Mortgage, Inc. (NMLS #1390856), as applicable.
1. Scope of This Policy
This Policy applies to information processed through this Site and communications arising from a Site inquiry. If you proceed to a mortgage application or become a customer, additional financial privacy notices, disclosures, and authorizations from the applicable mortgage company, lender, application platform, credit provider, or settlement service provider may also apply.
2. Information We Collect
Information you provide
The Site does not currently contain a general inquiry form. If you contact us by email, telephone, or through a linked secure application, information may include your name, contact information, property or financing details, communications, and other information you choose to provide. Information entered directly into a third-party secure application is also subject to that provider’s privacy notices.
Information collected automatically
When you visit the Site, the website host and security systems may process technical information such as your IP address, browser and device type, operating system, referring page, pages requested, and the date and time of access. This information may be used to deliver, secure, maintain, and troubleshoot the Site.
3. How We Use Information
We may use information to:
- Respond to questions and communicate about renovation-loan options;
- Determine which mortgage products or next steps may be relevant to your stated goals;
- Operate, secure, troubleshoot, and improve the Site;
- Maintain business records and protect against fraud, misuse, and security incidents; and
- Comply with legal, regulatory, licensing, audit, and recordkeeping obligations.
4. How We Disclose Information
We may disclose information as reasonably necessary to:
- Mortgage and transaction parties: Globe Mortgage, Inc. and, if you proceed, applicable lenders, mortgage technology providers, processors, appraisers, title or settlement providers, and other parties involved in evaluating or processing the requested transaction;
- Service providers: providers supporting website hosting, email, security, data storage, technical support, and professional services;
- Legal and safety purposes: regulators, government agencies, courts, law enforcement, or others when required by law or reasonably necessary to protect rights, safety, security, and property; and
- Business changes: a successor or relevant party in connection with a merger, acquisition, financing, reorganization, sale of assets, or similar transaction, subject to applicable law.
We do not sell personal information for money. The Site does not currently use behavioral advertising or targeted-advertising technology.
5. Cookies and Website Technology
The Site or its hosting provider may use cookies, logs, and similar technology that are reasonably necessary to operate, secure, and maintain the Site. You may control cookies through your browser settings, although blocking essential technology may affect Site operation.
6. Third-Party Services and Links
The Site links to third-party services and websites, including a secure mortgage application, NMLS Consumer Access, MyExpressHELOC.com, and city-specific renovation-loan resources. Those services operate under their own terms and privacy policies. Information you submit directly to a third party is governed by that party’s notices.
7. Retention and Security
We retain information for as long as reasonably necessary to respond to inquiries, maintain business and compliance records, resolve disputes, enforce agreements, and satisfy legal or regulatory obligations. Retention periods vary based on the information and purpose.
We use reasonable administrative, technical, and organizational safeguards designed to protect information. No website, email, storage system, or transmission method can be guaranteed completely secure.
8. Your Privacy Rights
Depending on your state of residence and applicable exceptions, you may have rights to confirm processing, access information, correct inaccuracies, request deletion, obtain a portable copy, opt out of certain processing, or appeal a privacy-request decision.
To make a request, email matt@matt.mortgage with “Privacy Request” in the subject line or call (512) 952-1125. Describe your request and state of residence. We may need to verify your identity and authority. If a request is denied, you may appeal by replying with “Privacy Appeal” in the subject line. We will not discriminate against you for exercising an applicable privacy right.
9. Children’s Privacy
The Site is intended for adults seeking real-estate financing information and is not directed to children under 13. We do not knowingly collect personal information from children under 13 through the Site.
10. Changes to This Policy
We may update this Policy to reflect changes in the Site, our practices, service providers, or applicable requirements. The date above identifies the latest revision. Material changes will be presented as required by applicable law.
11. Contact Us
Matthew Brown
Sr. Loan Originator / Mortgage Broker, NMLS #1254520
Email: matt@matt.mortgage
Phone: (512) 952-1125
Mortgage origination services offered through Globe Mortgage, Inc., NMLS #1390856.